KRS 304.32-165: Coverage for treatment for mental illness.

(1) For purposes of this section, "mental illness" means psychosis, neurosis or an

emotional disorder.

(2) Any offer to sell a policy or contract of general health insurance to be issued,

delivered, issued for delivery, amended or renewed by a nonprofit hospital, medical-

surgical, or health service corporation after January 1, 1987, shall include an offer

of coverage for the inpatient and outpatient treatment of mental illness, at least to

the same extent and degree as coverage provided by the policy or contrac t for the

treatment of physical illnesses.

(3) Nothing in this section shall be construed to prohibit an insurer from issuing or

continuing to issue a health insurance policy or contract which provides benefits

greater than the minimum benefits required by this section or from issuing such

policies or contracts providing benefits which are generally more favorable to the

insured than those required by this section.