KRS 304.32-166: Coverage for services of licensed psychologist or licensed clinical social

worker.

Every policy, contract, or plan issued, delivered, or renewed in this state by a nonprofit

hospital, medical-surgical, dental, or health service corporation which pr ovides coverage

for services performed by a licensed psychologist pursuant to KRS Chapter 319, or a

licensed clinical social worker pursuant to KRS Chapter 335, shall be deemed to provide

benefits for those services regardless of provider profession. If th e policy, contract, or

plan permits, payment may be made directly to the provider of the services. If the policy,

contract, or plan does not permit, the person entitled to these benefits shall be entitled to

reimbursement for the cost of services received. Nothing in this section shall require a

policy issued by a nonprofit hospital, medical -surgical, dental or health service

corporation which places the insured within a preferred or exclusive provider

arrangement to cover services by a provider with whom t he insurer does not have a

contract, or to make payment of or reimbursement for the cost of any services which

exceeds the limits of the policy.