KRS 304.38-196: Indemnity payable for services performed by chiropractors, physicians,

osteopaths, or podiatrists.

(1) Any certificate, agreement or contract issued in this state by a health maintenance

organization which provides coverage for any service which is within the lawful

scope of practice of a chiropractor duly licensed under KRS Chapter 312, shall be

deemed to provide benefits for such services whether performed by a duly licensed

physician, osteopath, or chiropractor, notwithstanding any provision cont ained in

the certificate, agreement or contract. An enrollee requesting chiropractic treatment

for otherwise covered conditions shall not unreasonably be denied chiropractic

treatment if treatment of the conditions is within the lawful scope of chiropracti c

practice.

(2) Any certificate, agreement, or contract issued in this state by a health maintenance

organization which provides coverage for any service which is within the lawful

scope of practice of a podiatrist duly licensed under KRS Chapter 311, shal l be

deemed to provide benefits for those services whether performed by a duly licensed

physician, osteopath, chiropractor, or podiatrist, notwithstanding any provision

contained in the certificate, agreement, or contract.