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Kentucky · Snapshot 09/05/2026

KRS 304.9-496: Operator of self -service storage facility may offer and sell insurance on

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    behalf of a limited lines self -service storage space insurance producer --

    Conditions -- Producer is responsible for operator's acts.

    (1) An operator of a self -service storage facility may offer and disseminate insurance

    for personal property located within a leased space at a self -service storage facility

    on behalf of and under the control of a limited lines self -service storage space

    insurance producer only if the limited lin es self -service storage space insurance

    producer complies with the following:

    (a) The limited lines self -service storage space insurance producer is clearly

    identified, including the entity's name and contact information, on marketing

    materials and fulfill ment packages distributed by self -service storage facility

    operators to customers;

    (b) At the time of licensure, the limited lines self -service storage space insurance

    producer shall establish and maintain a register on a form prescribed by the

    commissioner of each facility that offers self -service storage space insurance

    on the limited lines self-service storage space insurance producer's behalf. The

    register shall be maintained and updated annually by the limited lines self -

    service storage space insurance producer and shall include the name, address,

    contact information, and Federal Employment Identification Number of the

    operator and the name, address, and contact information of any officer or

    person employed by the operator who directs or controls the se lf-service

    storage facility operations. The limited lines self -service storage space

    insurance producer shall submit the register upon request from the

    commissioner. The limited lines self -service storage space insurance producer

    shall also certify that it complies with 18 U.S.C. sec. 1033;

    (c) The limited lines self-service storage space insurance producer has designated

    one (1) of its employees as a licensed individual responsible for the business

    entity's compliance with KRS 304.9-495 to 304.9-497 and the insurance laws,

    rules, and administrative regulations of the state; and

    (d) The limited lines self -service storage space insurance producer requires each

    employee of the operator whose duties include offering and disseminating

    insurance to receive a prog ram of instruction or training, which may be

    subject to review by the commissioner. The training material shall, at a

    minimum, contain instructions on the types of insurance offered, ethical sales

    practices, and required disclosures to prospective customers.

    (2) Notwithstanding KRS 304.9 -421 and 304.9 -425, a self -service storage facility

    operator, including its employees, whose activities relating to insurance are limited

    to offering and disseminating insurance on behalf of and under the direction of a

    limited lines self-service storage space insurance producer meeting the conditions as

    set forth in this section, may offer and disseminate insurance.

    (3) As the insurer's designee, the limited lines self -service storage space insurance

    producer is responsible for the acts of the self-service storage space operator.

    Collected 2026-09-05T20:57:41Z. Source file · JSON

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