KRS 304.9-497: Required written consumer protection disclosures relating to self -service

storage space insurance.

Self-service storage space insurance shall not be transacted under this subtitle at any

location unless the following consumer protection disclosures are made in writing that

meets the readability standards set forth in KRS 304.14 -440 and the administrative

regulations promulgated thereunder prior to the sale of self -service storage space

insurance:

(1) A clear and concise description of the material te rms and conditions of the

coverage, including a description of exclusions;

(2) A description of the process for filing a claim and a toll -free telephone number for

reporting a claim;

(3) A statement that the coverage offered by the self -service storage spa ce insurance

rental agreement may be a duplication of coverage already provided by an

occupant's other source of property coverage;

(4) A statement that if insurance is required as a condition of an operator's rental

agreement with an occupant, the requirement may be satisfied by the customer's:

(a) Purchase of self -service storage space insurance that is offered or

disseminated by the self-storage facility; or

(b) Presentation to the self -storage facility of evidence of other applicable

insurance coverage;

(5) The name and address of the underwriting insurer;

(6) A separate itemization of all costs for the self-service storage space insurance;

(7) Confirmation that the insurer underwriting coverage is authorized to transact

insurance in Kentucky; and

(8) A statement that the self -service storage space insurance is primary coverage over

any other coverage which may be made available to the occupant covering the same

loss.