Okla. Stat. tit. 36, § 36-1250.11: Statement of charges - Notice of hearing

Upon the receipt of the results of an investigation instituted

pursuant to the provisions of Section 1250.10 of this title, the

Insurance Commissioner shall review the results and shall determine

whether, by the standards set out in Sections 1250.3 and 1250.5 of

this title, further action is required. If the Insurance

Commissioner deems further action necessary, the Commissioner shall

issue and serve upon the insurer a statement of the charges and a

notice in accordance with the Administrative Procedures Act. No

insurer shall be deemed in violation of the Unfair Claims Settlement

Practices Act solely by reason of the numbers and types of such

complaints or claims.