Okla. Stat. tit. 36, § 36-6050: Prepaid or discounted ambulance service membership

subscriptions.

All persons, companies, governmental entities or trust

authorities operating an ambulance service within this state may

sell prepaid or discounted ambulance service membership

subscriptions to individuals who reside within its authorized

service area in exchange for payment of an annual membership fee.

The agreement between the ambulance service and an individual shall

not be deemed to be insurance and shall expressly provide for the

assignment of insurance benefits directly to the ambulance service.

Under such assignment, the insurer shall be obligated directly to

the ambulance service for the lesser of the full and customary

charge by the ambulance service or the designated or allowable

amount set forth by the insurance policy for any services actually

rendered to the individual by the ambulance service during the

membership year less any applicable deductible or copayment.